| Place Name/Near by place | Typical Insured Amount ($) | High Deductible($) ($2500) |
Low Deductible($) ($500) |
|---|---|---|---|
| Liberty County, TX | $93200 | $961 | $1,322 |
| Dayton, TX | $122400 | $725 | $997 |
| Daisetta, TX | $75100 | $1001 | $1,377 |
| Liberty-Dayton, TX | $97600 | $1083 | $1,490 |
| Liberty, TX | $96400 | $721 | $992 |
| Hardin, TX | $87500 | $1048 | $1,441 |
| Plum Grove, TX | $117500 | $1144 | $1,574 |
| Saratoga-Batson, TX | $51800 | $898 | $1,235 |
| Hardin-Rye, TX | $116900 | $1142 | $1,572 |
| Cleveland, TX | $89000 | $749 | $1,030 |
| Coverage Amount | Home Insurance Cost ($) |
|---|---|
| $100,000 | $1,252 |
| $200,000 | $4,513 |
| $300,000 | $5,807 |
| $400,000 | $7,246 |
| $500,000 | $9,275 |
| $750,000 to $1000,000 | $10,724 |
| Above $1000,000 | $12,681 |
| Average Home Insurance Cost($) National Average $1224 | |
| Liberty County, TX Average Home Insurance Cost | $1,338.3 |
|---|---|
| State Average Home Insurance Cost | $1,709 |
| Difference Vs national Average | 114.3 |
| Insurance Provider | Average Homeowners Insurance Cost($) |
|---|---|
| State Farm | $4,678 |
| United | $2,439 |
| United Property | $1,987 |
| Texas Farmers | $261 |
| Type | Discount/Extra Cost in ($) | Premium After Claim Payout ($) |
|---|---|---|
| Claim Free | -187 | 1151 |
| One Claim | +94 | 1432 |
| Two Claims | +187 | 1526 |