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Home Insurance Costs with Deductible Scenarios in Houston, TX & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Houston, TX $147500 $1097 $1,509
Stafford, TX $165700 $685 $942
Hunters Creek Village, TX $1525700 $1002 $1,379
Spring Valley Village, TX $671600 $734 $1,010
West University Place, TX $987400 $689 $949
Houston, TX $147500 $1097 $1,509
Atascocita, TX $174800 $974 $1,340
Four Corners, TX $166500 $686 $943
Channelview, TX $106600 $1000 $1,376
Galena Park, TX $68000 $691 $950

Impact of Coverage Amount on Home Insurance Cost In Houston, TX

Coverage Amount Home Insurance Cost ($)
$100,000 $838
$200,000 $3,021
$300,000 $4,341
$400,000 $5,154
$500,000 $6,597
$750,000 to $1000,000 $7,628
Above $1000,000 $9,020


Houston, TX Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Houston, TX Average Home Insurance Cost$1,527.3
State Average Home Insurance Cost$1,709
Difference Vs national Average303.3

Top Homeowners Insurance Companies in Houston, TX

Insurance Provider Average Homeowners Insurance Cost($)
State Farm $2,587
Liberty Mutual $2,486
Travelers $2,131
United Property $1,987

Houston, TX Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -183 1344
One Claim +122 1649
Two Claims +183 1711