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Home Insurance Costs with Deductible Scenarios in Harris County, TX & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Harris County, TX $154100 $999 $1,374
Stafford, TX $165700 $685 $942
Meadows Place, TX $163600 $1252 $1,723
Piney Point Village, TX $1687100 $917 $1,262
Spring, TX $132200 $1064 $1,465
Southside Place, TX $1184600 $881 $1,212
Jersey Village, TX $246700 $758 $1,043
Brookside Village, TX $174600 $1273 $1,752
Hilshire Village, TX $850000 $604 $831
Galena Park, TX $68000 $691 $950

Impact of Coverage Amount on Home Insurance Cost In Harris County, TX

Coverage Amount Home Insurance Cost ($)
$100,000 $882
$200,000 $2,882
$300,000 $3,570
$400,000 $4,547
$500,000 $5,820
$750,000 to $1000,000 $6,730
Above $1000,000 $7,957


Harris County, TX Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Harris County, TX Average Home Insurance Cost$1,390.77
State Average Home Insurance Cost$1,709
Difference Vs national Average166.77

Top Homeowners Insurance Companies in Harris County, TX

Insurance Provider Average Homeowners Insurance Cost($)
State Farm $4,678
Allstate $2,239
United Property $1,987
Texas Farmers $261

Harris County, TX Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -167 1224
One Claim +70 1460
Two Claims +195 1585