Check out the most popular Home Insurance agencies & companies in Galveston, TX & compare the best quotes from them.
The average cost of home insurance in Galveston, Texas, is $1415.07. Property damage is something that can occur regardless of the area of residence. Whether it is due to a natural disaster like a flood or earthquake or human error caused by accidental fire or theft, these factors make your property vulnerable. Home insurance will help you restore your house and its contents if any unexpected situation arises.
Residents of Galveston can consider different types of home insurance policies as per their needs and requirements. Before that, acknowledge the types of losses covered under home insurance to protect yourself from any future financial loss you might have to incur.
Below are a few affordable home insurance providers in Galveston, TX.
Factors influencing home insurance in Galveston, TX:
1. Homeowners insurance rates by coverage levels
2. Homeowners insurance rates by deductibles
3. Homeowners insurance rates by materials used
4. Homeowners insurance rates by the number of claims
Residents living near a river or a designated flood zone can witness high insurance rates in such areas. Galveston has a history of hurricanes and storms because of which homeowners can notice high home insurance in Galveston, Texas. There are specific alternatives that can reduce the cost of home insurance in Galveston, TX. Refer to the factors below to know more.
Homeowners insurance in Galveston - Rates by coverage levels
When a hurricane hits Texas, the results can be devastating. If you experience hurricane damage in your home, be sure you're covered. Not all homeowners insurance policies cover hurricane and tropical storm damage. Homeowners of Galveston have to take flood insurance or wild storm insurance separately. Galveston homeowners typically opt for coverage of $200K where they pay $1879 towards their home insurance in Galveston, Texas.
Here are a few coverage options offered by the insurance providers in Galveston, TX.
Homeowners insurance in Galveston - Rates by deductibles
Homeowners in Galveston paying a high-deductible plan can lower their premiums and make it affordable to protect their homes. If a severe storm or fire damages your home, pre-set funds in your savings account can cover up to the remaining balance to cover repairs and rebuilding expenses. Homeowners can customize their homeowners insurance policy in Galveston by selecting a deductible that works for them. For example, homeowners who opt for a deductible of 500 pay $1399 on home insurance in Galveston, whereas homeowners who opt for a high deductible of 2500 pay $1017.
Homeowners insurance in Galveston - Rates by materials used
A residence is a long-term investment for you and your family. Durable construction materials help expand the lifespan of a house. They protect the home from natural disasters such as fires, floods, and regular structural damage.
For instance, homeowners who use Masonry and Superior brick materials to construct their homes pay $1345 and $1288, respectively, on homeowners insurance in Galveston, Texas.
Homeowners insurance in Galveston - Rates by number of claims
Without a claim history, homeowners in Galveston are eligible for an exclusive discount on home insurance rates in Galveston, Texas.
The policyholders with zero claims can purchase their policy for as low as $1217 in Galveston, TX. The premium is higher for policyholders with one or two claims. These homeowners pay around $1529 and $1585 on their homeowners insurance in Galveston, respectively.
Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
---|---|---|
State Farm | A | 19.55% |
Allstate | A+ | 13.08% |
GEICO | A++ | 10% |
Travelers | A++ | 4.01% |
Nationwide | A+ | 2.47% |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
David Ber | 5819 Highway 6 South 77459-4070 |
281-499-5687 Email:dber@geico.com |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Bill Ruch | 9330 Broadway St Ste 426 77584-7896 |
281-485-5572 | |
Curt Van Oort | 9611 Hillcroft Street 77096-3805 |
713-729-2323 | |
Tony Gervasi | 804 Vista Road 77504 |
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Freddie Villacci Jr. | 6025 Heards Ln www.freddiev.com 77551 |
(409) 740-1251 | |
Harry Collins | 7930 Broadway St Ste 104 77581 |
(832) 754-6233 | |
Roni Siegel | 6600 Harwin Dr Ste 150 www.ronisiegel.com 77036 |
(713) 787-9090 | |
Ken Visser | 1110 NASA PKWY STE 102 www.kenvisser.com 77058 |
281-957-7000 | |
Stacy Pritchard Jr | 3037 W Hwy 6 www.stacypritchard.com 77511 |
||
Erik Morton | 9660 Hillcroft St Ste 230 www.insurethecouve.com 77096 |
(713) 726-8500 | |
Steve Pollack | 28 Circle Way www.spollack.com 77566 |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Ronald Woods | 6809a Chimney Rock Rd 77401 |
(713) 838-0746 | |
Thomas Walter | 302 S Gordon 77511 |
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Ross Shales | 201a That Way St 77566 |
(979) 297-6331 | |
Christopher Leuckel | 3401 Louisiana St Ste 330 77002-9550 |
713-659-3276 | |
Don Rowan | 120 Circle Way St Ste 1C 77566 |
(979) 297-5100 | |
An Phan | 1001 Pineloch Dr Ste 400 77062-2732 |
281-488-5075 | |
Assured Nl Ins Agy | 11811 East Fwy Ste 120 77029-1948 |
713-455-3434 | |
Deanne Putman | 711 W Bay Area Blvd Ste 212 77598 |
(832) 567-0431 | |
Linda Brady | 3356 HIGHWAY 6 77478 |
832-532-1238 | |
Dick Hannah Insurance Agency | 400 E House St 77511 |
(281) 388-2754 |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Michael A Burke | 6301 Jensen Dr 77026-1118 |
(713) 694-4662 | |
Michael B Bruce | 11135 S Post Oak Rd Ste E 77035-5701 |
(713) 728-9191 | |
Garbe Assoc Llc | 1095 W League City Parkway 77573 |
(800) 581-2428 | |
Roth & Reynolds Ins & Financial Services Inc | 14615 Main St 77035 |
(713) 721-1000 | |
E Dean Nuckles Insurance Agency Inc | 3130 Strawberry Rd Ste A 77504 |
(713) 941-5700 | |
Caforio Agency Llc | 3453 Kirby Dr 77098-3210 |
713-522-7717 | |
Barry Alan Hunter | 8610 Spencer Hwy Ste G 77571-4296 |
281-930-7611 | |
Morehead Agency Llc | 314 CENTER ST 77536 |
(281) 930-1600 | |
Ken Witney Hastie Ii Agency | 3222 BURKE RD STE 100 77504 |
713-947-6660 | |
Dan Liberatore Agency | 4110 Bellaire Blvd 77025-1057 |
713-666-3663 |
Homeowners Insurance Agents | Agent Address | Contact Details | |
---|---|---|---|
Wootten Insurance Agency | 1703 Tremont (23 Street) wootteninsurance.webs.com 77550 |
(409) 356-4796 Email:wootten.insurance@ymail.com |
|
Ferguson & Mcguire Inc | 700 S Friendswood Dr Ste G fergusonmcguire.com 77546 |
(281) 482-4483 Email:ecombs@fergusonmcguire.com |
|
Rundell & Armstrong Agency Inc | 5819 Highway 6 Ste 120 77459 |
(281) 499-2400 | |
J A Leonard & Co Inc | 2020 N MEMORIAL WAY 77007 |
713-869-3100 | |
Harrison Insurance Inc | 4502 Riverstone Blvd # 402 77459 |
(281) 980-6200 | |
First Heritage Fcu | 302 Plantation Dr 77566 |
(979) 709-0491 | |
Hahira Insurance Agency | 1926 El Dorado Blvd 77062 |
(281) 488-7231 Email:hayden@hahirainsurance.com |
|
Celebration Pointe Insurance Agency Inc | 5959 West Loop S Ste 450 77401-2406 |
713-666-3115 | |
Csb Insurance | 75 Uvalde 77015-1416 |
713-453-8266 | |
Gilbert D Reitman | 1200 Mckinney St Ste 309 77010 |
(713) 658-0869 Email:GDRKINGSMEN17@AOL.COM |
Nationwide | GEICO | Travelers | |
Median Home Value ($) | 168,140 | 148,140 | 168,140 |
Construction year | 1948 | 1973 | 1998 |
Home Coverage ($) | $100000-$125000 | $75000-$100000 | $50000-$75000 |
Total Premium ($) | $1047 | $737 | $1126 |
Home Insurance Company | Multi Policy Discount (%) |
---|---|
GEICO | upto 20% |
Allstate | upto 16% |
Nationwide | upto 8% |
Travelers | upto 8% |