Top 5 Home Insurance Companies in Brazoria County, TX
Check out the most popular Home Insurance agencies & companies in Brazoria County, TX & compare the best quotes from them.
Cost of Homeowners Insurance in Brazoria County, TX
Brazoria County, TX homeowners are paying an average of $1414 on home insurance each year. Factors that affect the cost of a policy include home value,coverage type, deductible and age or the material used to build your house.There are multiple ways to reduce the homeowners insurance cost, and the easiest way is to choose a higher deductible. Below is the summary of average home insurance costs available to Brazoria County homeowners based on various factors.
Home Insurance Cost Based on Deductibles
The deductible is the amount of money that an homeowner pays out of pocket before their insurance policy begins to pay any claims. Choosing a higher deductible can help lower your monthly premiums, which in turn makes it more affordable as well. For example, homeowners in Brazoria County can get $1015 worth of coverage for as little as $2500 with a considerable discount available by opting for higher deductibles.Homeowners receive insurance for $1080 and $1190 respectively, on deductibles $2000 and $1500.
Due to the risk of damage from fires or other combustion reactions, a fire-resistant house, for example, will cut your average annual premium to $1245 in Brazoria County. Likewise, Brazoria homes built with masonry and brick may expect to pay an average price for homeowners' insurance coverage of $1344. Whereas homes built with superior and hail resistant roofs pay a higher amount $1273 and $1386 respectively.
The age of the home is a significant factor in determining the cost of home insurance. Older homes are more likely to have structural problems, which raises the risk and thus the rates. Homes in Brazoria County that are 40 or 50 years old pay $1451 and $1468, respectively.On the other hand newly built homes are less prone to damage and home insurance companies offer substantial discounts to newly constructed homes. For instance newly constructed homes in Brazoria County can avail lower insurance of $1089.
Homes with distinctive features are more likely to demand a higher premium than the state average. For instance, homeowners in Brazoria County pay a cost of $1443 to install a swimming pool. In addition, homeowners who may have a swimming pool with a diving pool or a slide can get insurance for $1485 and $1499 respectively. Apart from these factors, Homeowners with high credit scores are likely to get lower rates from the Insurance companies.Credit score is a rating calculated and used by insurance providers that represents the chances of an individual filing a claim while under coverage.
Top Home Insurance Companies in Brazoria County, TX
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| Allstate | A+ | 13.08% |
| GEICO | A++ | 10% |
| Liberty Mutual | A | 4.7% |
| Erie | A+ | 3% |
| Nationwide | A+ | 2.47% |
Top Erie Home Insurance Agents in Brazoria County, TX
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Pratt Insurance Agency Llc | 16365 Park Ten Pl Dr 175 77084 |
(713) 349-0990 | |
| Hanlon Insurance Agency | 13916 Lexington Blvd 77478 |
(281) 242-7926 | |
| Clapper Insurance Agency Inc. | 1315 Lockwood Dr 77020-6616 |
713-672-7509 | |
| Craddock Insurance Services Inc | 19875 Southwest Freeway 77479 |
281-780-4058 | |
| Campbell & Associates Insurance Agency Inc. | 4501 Cartwright Rd Ste 602 www.autohomelife.net 77459-3541 |
281-969-8281 | |
| Sourceone Group Llc | 4800 Sugar Grove Blvd #540 77477 |
||
| Jack Martin Insurance Advisors | 6776 SOUTHWEST FREEWAY #290 www.askjack.cc 77074 |
713-952-4242 Email:sherry@askjack.cc |
|
| The Insurance Store Llc | 6161 Savoy Dr, Suite 960 77036 |
(281) 954-4531 | |
| Ideal Brkg Service Of Rockland Inc. | 3120 S W FREEWAY STE 218 77098 |
713-953-0404 | |
| Dennis Young Insurance Agency Inc | 15015 Westheimer Pkwy Ste D1 www.younginsur.com 77082 |
(281) 408-4920 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Staci Mixson | 575 Columbus Rd 77485 |
Email:smixson@geico.com |
|
| Greg Ingrassia | 24642 Kingsland Blvd 77494 |
(281) 492-2626 Email:gingrassia@geico.com |
|
| Jim Leavy | 902 RIVER OAKS CT 77435 |
979-335-4461 Email:jleavy@geico.com |
|
| David Ber | 5819 Highway 6 South 77459-4070 |
281-499-5687 Email:dber@geico.com |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Stephen Parks Perry Agency | 210 W Main St La\u00a0Porte 77571 |
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| Dennison & Assoc Ins & Financial Services Inc | 214 Center St 77536 |
(281) 930-9567 | |
| Don Miller Insurance Agency Inc | 1011 Highway 6 S Ste 103 77077 |
(281) 752-9200 | |
| Michael B Boyd | 10303 NW Freeway Suite 257 77092 |
(713) 692-7700 | |
| Luray And Associates Inc | 10575 KATY FWY STE 150 77024 |
713-461-8979 | |
| Ruby Joyce Barnett | 5330 North Fwy 77022 |
(281) 974-1767 | |
| Brewer Insurance Group Inc. | 702 N Main St 77480-1604 |
979-548-3371 | |
| Michael B Witt | 8420 S Sam Houston Pkwy W Suite 150 77085 |
(713) 723-8001 | |
| Lynch & Assoc Ins Services Llc | 10011 W GULF BANK 77040 |
713-690-6000 | |
| M Leonard Torrence | 2501 LAZY HOLLOW #112B 77063 |
713-963-8777 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Debbie Dykes | 2180 North Loop W Ste 160 77018 |
(281) 772-4343 | |
| Rossi Insurance | 14905 Southwest Fwy Ste 221 77478 |
(281) 207-5074 | |
| Steve Moore | 2923 Preston 77508 |
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| Ronald Woods | 6809a Chimney Rock Rd 77401 |
(713) 838-0746 | |
| Csb Insurance Inc | 6606 Lawndale 77023-2413 |
713-923-6430 | |
| Ronelle Funk | 2401 Fountain View Dr Ste 830 77057 |
(713) 781-3051 | |
| Michael Mummert | 2725 N Town Center Blvd Ste Q 77479 |
1-281-494-2700 | |
| Neal Associates | 5444 WESTHEIMER RD STE 900 77056 |
(832) 485-4000 | |
| Stephen Piersante | 2323 Center St Deer\u00a0Park 77536 |
||
| Erick M. Fernandez | 1109 W Baker Rd 77521 |
(281) 422-7299 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Michael A Ditto Lutcf | 3902 N Shepherd Dr 77018 |
(713) 695-4584 | |
| William Scott Jr | 101 Southwestern Blvd #106 Sugar\u00a0Land 77478 |
(281) 201-4264 | |
| Ken Woodard | 804 VISTA 77504 |
713-944-9600 | |
| Rondy White | 5502 LAWNDALE ST 77023 |
(713) 928-8900 | |
| R Jarrett Spencer Lutcf | 13505 Westheimer Rd Ste 7 77077 |
(281) 496-2886 | |
| Steve Breagy | 3119 Broadmoor Dr Sugar\u00a0Land 77478 |
||
| Brandon Yinger | 4200 Westheimer Rd Ste 285 77027-4446 |
713-622-7401 | |
| Giorgio Klinar | 7925 Katy Fwy Ste L 77024 |
(281) 240-4545 | |
| Christopher D. Wiles | 840 N Eldridge Pkwy Ste 130 77079-2705 |
281-531-7575 | |
| Bruce A Centola | 1680 S Dairy Ashfd Rd 77077-3822 |
281-496-6083 |
| Liberty Mutual | Erie | Allstate | |
| Median Home Value ($) | 157,870 | 177,870 | 147,870 |
| Construction year | 1998 | 1983 | 2003 |
| Home Coverage ($) | $300000-$350000 | $400000-$500000 | $200000-$250000 |
| Total Premium ($) | $2177 | $2623 | $1468 |
Brazoria County, TX Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Erie | upto 20% |
| GEICO | upto 20% |
| Nationwide | upto 8% |
| Allstate | upto 23% |
| Liberty Mutual | upto 17% |