Home Insurance Costs with Deductible Scenarios in Baytown, TX & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Baytown, TX	$99100	$979	$1,347
League City, TX	$218900	$909	$1,251
Old River-Winfree, TX	$98000	$1084	$1,492
Cove, TX	$212900	$1338	$1,841
Taylor Lake Village, TX	$231900	$1368	$1,882
South Houston, TX	$85000	$739	$1,016
Southeast Harris, TX	$151300	$982	$1,351
Kemah, TX	$187300	$1295	$1,782
El Lago, TX	$189800	$1300	$1,788
Baytown, TX	$99100	$979	$1,347

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Impact of Coverage Amount on Home Insurance Cost In Baytown, TX

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,487
$200,000	$4,232
$300,000	$5,377
$400,000	$6,871
$500,000	$8,795
$750,000 to $1000,000	$10,169
Above $1000,000	$12,024

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Baytown, TX Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Baytown, TX Average Home Insurance Cost	$1,363.5
State Average Home Insurance Cost	$1,709
Difference Vs national Average	139.5

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Top Homeowners Insurance Companies in Baytown, TX

Insurance Provider	Average Homeowners Insurance Cost($)
State Farm	$4,678
AIG	$2,608
United	$2,439
United Property	$1,987

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Baytown, TX Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-177	1186
One Claim	+68	1432
Two Claims	+191	1554

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